Thanks, @NyeverGator. I appreciate the insight. In case you were curious about which country I am from, I am from the United States. Yeah, I know the United States is the place with a loan crisis and a horribly managed education system and I wish it were like your country tbh. However, I receive grants (gov. subsidized awards) and scholarships that cover more than cover my schooling costs. I calculated my total degree costs to be around 30k. In community college , I receive 9k in scholarships and grants while an entire year in community college costs around 4k in total. I hope to do well and transfer to my local university soon. What do you think of my plan?