@KONA,
Coding is not that hard and as long as you practice, you will get the hang of things.
The lesson you are referring to is pretty simple and I advise you to read over the instructions that clearly explain what needs to be done and even give you an example.
Just as a brief lesson, a matrix is a 2 dimensional array.
An Array is a data structure that holds objects in succession.
Meaning, one comes after the other.
arr = [1,2,3,4,5] is an Array with 5 elements.
Arrays start at the index of zero, so arr[0] = 1 and arr[4] = 5.
So accessing the second element in the matrix matrix = [[1,2], [3,4]] is matrix[1] = [3,4].
If you want to access the first element in the second element of the matrix, matrix[1][0] = 3