I have one, I never talked to it.
The point is not to talk to a rubber duck, it’s to explain the code you are working through in as much details as possible, as often while you try to explain what’s going on and what’s going wrong in a way that someone else can understand, what you have tried and why it doesn’t work, you will get to the solution anyway.
A guide like this can help in writing through a question in such a way